Top Cryptocurrency alternatives to Bitcoin

Unless you live in a cave on Mars you’ve heard of Bitcoin, although you might not have a full understanding of its function. Many other cryptocurrency exist apart from Bitcoin. lists 100 cryptocurrencies. Countless experts conclude the number of cryptos will continue to climb.
Bitcoin has a considerable head start on the other offerings. Several cryptocurrencies also known as alt-coins[altcoins refers to all cryptocurrencies other than Bitcoin] may be more investment worthy as to conventional financial institutions.

As for the current situation, banks rely on a stable fiat currency to do their day to day business such as lending. One day cryptocurrency could be accepted by the financial institutions. Until then, which one will it be? As for the current situation, banks rely on a stable fiat currency to do their day to day business such as lending.

Now lets take a look at these top altcoins.

1. Ripple. Ripple has a market capitalization of nearly $150 million. For comparison purposes, Bitcoin is almost $5 billion. This cryptocurrency was released in 2012 and has been making strong inroads into the banking industry and payment networks.

* A “Bitcoin Bridge” permits Ripple currency holders to make payments to Bitcoin users without ever holding Bitcoins themselves.

* Some financial experts believe that Ripple will eventually overtake Bitcoin and become the dominant digital currency.

2. Litecoin. Litecoin is the third largest cryptocurrency with a market cap of $137 million. Charles Lee, a former Google employee, released Litecoin in 2011. This cryptocurrency is very similar to Bitcoin.

* Litecoin offers several enhancements when compared to Bitcoin, including a higher limit on the maximum number of coins, improved user interface, and faster transaction approvals.

* Several exchanges permit transactions of Litecoin with Bitcoin users and various conventional currencies, including US dollars, Euros, and Chinese Yuan.

3. Ethereum. The Ethereum market is half the size of Litecoin. Ethereum is challenging to understand, even for the experts. Ethereum combines the blockchain technology of Bitcoin with a programming language. This platform permits the construction of new applications to be developed.

4. Dash. Dash was started in 2014 as XCoin. You may have heard of XCoin or Darkcoin before they were rebranded to the name Dash. Dash is roughly one-tenth the size of Litcoin at $14 million. There are currently 6 million Dash coins in circulation.

* Dash transactions are arguably more private than those of the previously mentioned currencies. Inputs from multiple users are needed to complete a transaction. Multiple identical outputs are also generated. These identical inputs and outputs shield the location and identity of the true parties.

5. Dogecoin. Dogecoin has approximately the same market capitalization as Dash. However, Dash currently has 6 million coins in circulation compared to the 102 billion coins of Dogecoin! This crypto currency started as a joke, but quickly developed a loyal following.

* Coins are produced very quickly and have very little value, roughly $0.0001 per coin.

* The Dogecoin community has been actively involved in fundraising for interesting causes, including the Jamaican Bobsled Team, a NASCAR driver, and building a well in Kenya.

* Several online exchanges exist to service those that wish to use Dogecoin.

* The cryptography technology employed is similar to that of Bitcoin and Litecoin and utilizes a private and public key system.

* There is no limit on the number of Dogecoins that can be produced. More than 5 billion coins are expected to be produced each year.

5 Best Forex Brokers for Beginners

Every day, a number of forex brokers is coming up online, so it is difficult to choose the best forex broker for yourself. Do a lot of research and have patience while selecting a forex broker for yourself. Following is the guide for beginner traders to help them save time and select the best and most reliable forex broker in the market.

OANDA is one of the trusted brands in forex trading that is highly known for its quality market research and great reputation. It was founded in the year 1996 with a strong regulatory tracking record. Its features and wide range of CFDs make it the best forex broker. It is a safe broker to engage in CFD trading and forex trading. It offers amazing research tools as well as market analysis. The trading costs are steep and offer a highly effective spread. OANDA Review makes them a trustworthy broker to keep your money safe.

OANDA offers CFD and forex brokers everything they require to navigate the market successfully with several articles, research tools, and podcasts. It carries a trust Score of 92/99 and involves much low risk. Although it isn’t publicly traded, it is authorized and regulated by tier 1 regulators: ASIC, MAS, CFTC, IIIROC, JFSA, CFTC, and FCA. It offers a range of instruments ranging from Litecoin, CFD, Ethereum, Bitcoin, forex, etc.

OANDA offers great educational content that is helpful for beginners to learn. OANDA educational webinars, tutorials, and educational videos help traders belonging to all competencies. There is no minimum deposit required to active OANDA live account

XTB is a reliable, award-winning, and popularly known CFD platform that supports Forex, Cryptocurrencies, commodities, indices, ETF CFDs, and stock CFDs. XTB supports forty-eight currency pairs with less expensive spreads for Forex. It offers leverage up to 200:1. It consists of a free demo account and a set of courses of Trading Academy for both intermediate and beginner traders.


You can select between two amazing trading platforms: MT4 platform and xStation.
Low spreads.
A great collection of more than 3000 trading instruments in 6 asset classes.

24/7 support is not available.
Few forex pairs.

BDSwiss is another forex broker founded in 2012, which offers many trading accounts regulated under Cyprus Securities and Exchange Commission and Mauritius Financial Services Commission. It offers users to trade on 250+ CFD instruments such as indices, cryptocurrencies, forex, and equities. Users can easily trade on three account types such as Raw, VIP, and classic, on following trading platforms-

MetaTrader 4
BDSwiss Mobile App
BDSwiss Web Trader
MetaTrader 5
It offers educational events such as educational webinars, live analysis, seminars, and courses for beginners and advanced in its own trading academy.

Avail commission-free trading.
Multiple regulations.
Trade on MetaTrader 4 as well as MetaTrader 5.
Raw spreads are available.

Beginners consider eToro as the best platform. The best feature that makes it stand out is the ability to view and copy the strategies of other traders. This broker takes your fear factor away by showing what other traders perform. It has an intuitive platform and helps new traders to gain resources and education from its site.


It consists of a trading platform that is quite innovative.
High regulated brokers such as ASIC, CySEC, FCA.
Trade with a wide range of assets.
Higher than average spreads.

Doesn’t include MetaTrader platform.

FP Markets
FP market is a famous broker founded in 2005 and is regulated by ASIC (Australian Securities and Investment Commission). It is a group of companies consisting of First Prudential Market Ltd and is authorized and regulated by Cyprus Securities and Exchange Commission. This broker allows you to trade on more than ten thousand financial instruments covering Forex, Commodities, Metals, Cryptocurrency CFDs, Equities, and Indices. There are different accounts to choose from, such as Standard Account and Raw account for people using MetaTrader. There are commission-based Iress accounts


Access to more than 10000 tradable financial instruments.
ASIC regulated.
DMA trading and ECN pricing are available.
A wide range of trading tools and platforms are available.
Excellent education tools and customer support.

It can be overwhelming for most the beginner traders to choose from a great volume of accounts and markets.
Related Articles – Oanda Review, Forex Brokers for Beginners, Forex Brokers,

Top Tips for New Investors in Rental Property

Investing in real estate is a great way to build wealth. With a savvy investment, you’ll be able to make excellent returns with a predictable rental income that appreciates over time. The benefits are many, from passive income to tax advantages. If you’re thinking about investing in real estate for the first time, the best option is to partner up with a professional Rochester NY property management company. Rochester is a great place to invest right now and to get you started we’ve put together some top tips for first-time investors.
Engage the Services of a Professional Management Company

For first-time investors, it’s always advisable to engage the services of a professional management company. A reputable Rochester NY property management company will take the headaches out of managing a property portfolio by maintaining and overseeing real estate assets on behalf of the owner.

Using the services of an experienced management company means you can leverage the benefits of owning a rental property without the hassle. The company will help you maximize the profitability of your investment by taking on tasks like:

- Setting the correct rental rate

- Collecting and depositing rental payments

- Advertising effectively

- Finding and managing tenants

- Accounting and billing

- Managing vendor relationships

- Ensuring compliance with housing regulations and property laws

Factor In Unexpected Costs

Something that many first-time investors learn is that costs have a way of cropping up when you least expect. That could be anything from basic maintenance to emergency renovations. Failure to plan for these unexpected expenses can take a serious wedge out of your profits, but as long as you plan ahead, there’s nothing to worry about.

Every landlord needs a contingency budget. Ideally, landlords should look to set aside about 30% of their rental income for maintenance-related issues. Maintenance costs are notoriously unpredictable, however. For people new to the game, it can be hard to anticipate potential issues ahead of time so it’s worth setting aside a bit more (50% is just right). Know Your Market Inside Out

It’s super important that you get to know your market inside out and back-to-front. This is what will keep you competitive as a landlord in your area. Make sure that you’re up to date with current trends. This will help you assess the market and forecast for the future.

Key factors to consider: – Interest rates

- Average rent prices

- Average income

- Crime rates

- Employment and unemployment rates

All of these factors will impact your ability to find tenants. For example, you may find a cheaper investment property in a high-crime neighborhood, but this is likely to make it harder to find tenants willing to live there. Being informed is key to becoming a successful real estate investor.

Whether you’re just starting to think about a rental investment or ready to make your first purchase, these top tips will get you started on the right path to success. Remember to research your market, budget wisely, and engage the services of a professional Rochester NY property management service. It’s time to put your best foot forward!

Author Plate

Danny Torres is from Torres Turn Key, a property management company in Rochester NY with more than ten years’ experience dealing with both domestic and international investors. Providing a holistic service for Rochester NY property management of both commercial and residential properties, the company brings together a host of experience and specialist knowledge to build long-term relationships and create maximum value and benefit for their customers.